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Do You Need FAFSA for Scholarships?

Do you need fafsa for scholarships

The FAFSA is one of the crucial components that is important for the process of financial scholarship. For getting scholarships in the United States the FAFSA is very much important and appreciated by the colleges. With FAFSA, students can apply for merit-based scholarships and need-based scholarships that reduce their financial burden. FAFSA allows you to get grants, scholarships, subsidized and unsubsidized loans, etc. Here, you will learn about the importance of FAFSA, its benefits, and how you can pay for college without FAFSA.

What is FAFSA?

FAFSA stands for Free Application for Federal Student Aid. It is a government financial assistance program which is designed for United States students. FAFSA is different from CSS. Some colleges demand CSS (College Scholarship Service Profile), especially private ones. To determine the eligibility for student financial aid FAFSA is important. FAFSA came from the Higher Education Act of 1965 by President Lyndon Johnson. For some years, FAFSA was known as the Financial Aid Form (FAF). It is not a compulsory form and used by some colleges and universities as an optional form. Filling out the FAFSA form is a little difficult as it contains 108 questions that require dedicated hours to answer and after this, the application process may be completed by the student. In 2021, the questions of FAFSA were reduced to 36, to encourage students to fill out the form.

Do You Need FAFSA for Scholarships?

For getting scholarships in the United States, FAFSA is important in most of the colleges and some scholarships are available without FAFSA as well. FAFSA is a kind of comprehensive form that contains all the financial information of the students and their families. The FAFSA form help providers calculate the Expected Family Contribution (EFC) of the students which represents the amount which is contributed by the family towards the student’s education. By this, the providers determine the basis of the financial aid. FAFSA form is used by federal, and state governments, colleges, and universities to grant scholarships. It is not awarded based on a first come first serve and some private universities also demand FAFSA.

Benefits of Completing FAFSA for Scholarships

The benefits that insist students fill out the form of the FAFSA are as follows. Scholarships are both need-based and merit-based which require the submission of FAFSA.

  • Financial Responsibility: FAFSA takes financial responsibility and gives their commitment to the financial aid process which helps applicants in seeking out all the available scholarship programs for financial help.
  • Detailed Information: FAFSA forms contain all the related details of the students such as the need for the scholarship, background of the student, size of the family, financial status of the family, and other relevant information. All these details help providers in assessing the ups and downs of the candidate and also they quickly understand the applicant’s achievements and awards.
  • Access to more than one Aid: The FAFSA application provides the opportunity to apply for more than one scholarship program and if a candidate is unable to qualify for the need-based scholarship then they can apply for other types of financial aid.
  • Lower Interest Rates: FAFSA provides accessibility to loan programs that charge lower interest rates. It allows students to apply for grants, scholarships, and loans. Also, students can apply for Federal Government, State Government, and College-based grants.

So, these are the significant benefits that are available with the FAFSA form and prove the importance of FAFSA for applying for scholarships in the United States.

Options for Paying for College without FAFSA

There are some ways available that can help you in paying the college fees without the FAFSA. Let’s look into the ways.

  • Community Scholarships: Students can research community scholarships because there are a lot of unclaimed community services available that can help students cover their cost of education. The eligibility criteria include the requirement of a unique essay, interview, and timely application. The best part is that these scholarships are the component of renewability means you can renew them each year by maintaining a satisfactory level of performance.
  • Online Scholarships: Students can apply for online scholarships as well because these scholarship programs do not demand FAFSA forms as they have their own rules and regulations. So, to get eligibility you have to comply with their standards. Example of online scholarship includes Kiwanis Scholarship Programs.
  • Military Scholarships: The scholarship programs do not require any FAFSA form. You are eligible for a military scholarship if you are related to veterans and active duty personnel.
  • Private Student Loans: You can apply for private student loans because the FAFSA form is not required in private Universities or banks. The interest rates of these loans may vary because some are based on variable interest rates and some are on fixed rates. A variety of repayment options are also available such as scholarships, deferment programs to in-school payments.

So, these are some options that you can use to get financial aid without an FAFSA form.


FAFSA is the form that broadens the student’s scope for application for scholarships. You can apply for both need-based and merit-based scholarships with the help of FAFSA. FAFSA is the form that can provide a comprehensive overview of the student including their financial condition. FAFSA is important for United States students when they apply for federal and state government aid. If you apply for private financial aid then FAFSA is not compulsory because they have their criteria. By using FAFSA, students can enhance their chances of securing financial support through which they can pursue their higher education goals.